FAQs
How do I make a payment when your office is closed?
You can pay online 24/7 through our website siskiyouins.com
To get started, just make sure you have two things ready:
- Your policy number
- The name of your insurance company
Once you have those, find the company’s secure payment link and complete your transaction. You can find frequently used carrier links on our billing tab.
How do I find out when my payment is due?
You can view your billing schedule 24/7 directly through your insurance provider's online portal. We have links for our frequently used companies on our website siskiyouins.com
To look up your due date, you will need your policy number and insurance company name to log in or access your account details.
How long do I have to add a newly purchased car to my policy?
Our rule of thumb is to notify us within 72 hours of buying your new car to ensure you are covered correctly.
While Oregon state law allows a grace period between 4 and 14 days depending on your current coverage level, every insurance company has different rules. To avoid any gaps in coverage or claims being denied, it is always safest to contact us right away.
Is my home-based business covered under my homeowners insurance?
No. A standard homeowners policy is designed for personal use, which means it excludes most activities that bring in a regular income.
If you run a business out of your house, your personal policy usually won't cover things like business equipment, inventory, or a client getting injured on your property. To protect your work, you will typically need either a special endorsement to your home insurance or a separate business policy. Talk to one of our agents for more details.
Where do I get a copy of my auto insurance card?
You have three quick options depending on what you need:
Get it instantly: Download your insurance company's mobile app and type in your policy number to save the card to your phone.
Get it by email or mail: Call or message us, and we will email a digital copy to you right away or drop a paper copy in the mail.
Pick it up in person: Stop by our office and we will print a physical copy for you on the spot.
How can I lower my premiums?
You can easily reduce your insurance payments by using these three strategies:
Switch to automatic digital payments. Signing up for paperless billing and monthly auto-pay lowers your bill instantly. It also saves you the hidden costs of postage stamps or gas used to pay in person.
Pay the entire bill upfront. Paying your full 6-month or 1-year premium all at once unlocks the largest possible single-payment discount.
Combine your policies. Keeping your auto, home, or renters insurance with the same company triggers a bundle discount, which is often the biggest overall savings available.